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“Smoker” Life Insurance Rates – Say Good-Bye and Save

It used to be that 50% of the adults in Canada smoked, but times have changed since that statistic was released in 1965.  Today between 15% and 20% of adults admit to smoking some form of tobacco on a regular or occasional basis, and many Canadians are thinking about quitting or have quit altogether.  This […]

Mortgage Insurance: Turning a Lose, Lose into a Win, Win

This topic has been a controversial one for a few years now and I thought that some facts might help to clear things up. Many Canadians own homes and have a mortgage.  When we get a mortgage we are also offered “mortgage” protection from the banker or mortgage salesperson.  This is where the controversy starts […]

When is Your Renewal?

Info  PR: n/a  I: 99  L: 0  LD: 439  I: 1  Rank: 3903220  Age: September 23, 2010  I: 0  whois source Robo: yes Sitemap: yes  Rank: 2161582  Price: 306 Links: 70|9 Density Term Insurance – When is the renewal? The name “Term Insurance” is meaningful because it’s insurance for a specified “term”.  The premiums and […]

Crash Course in Critical Illness Insurance

We often have clients ask us about critical illness insurance and we give them the facts – navigating through the sales tricks of some companies, and finding the best “real” value.  It’s not all about “what you spend” for critical illness insurance, it’s about “what am I getting for my money?” Simply put, critical illness […]

Why Being Independent is Important

Having an independent advisor for life insurance is the foundation to a solid insurance portfolio. An independent insurance advisor is able to deal with multiple companies and find the best life insurance solution for every client. Rather than focusing on the products of one insurance company – an independent advisor provides the consumer with a […]

What’s the Point?

Let’s face it life insurance is something that you pay for hoping that it will never be used. This fact alone is enough to turn people off of even considering it as a necessity for proper financial planning. It’s interesting that people don’t view car insurance or home insurance in the same way…they see the […]