Tag Archives: independent

What a Life Insurance Agent Does

A life insurance agent or “producer” is an individual that is licensed sell life insurance products to the public. These agents help individuals, families and businesses with identifying and implementing the most appropriate insurance solutions that is best suited for their needs. A life insurance agent must be very familiar with the vast number of […]

Toronto’s Life Insurance Industry

Protection for the People Canada’s life insurance industry has a significant impact on the well-being of the people of the Toronto area. This industry provides a range of financial products that are critical to protecting the financial future of nearly 4.5 million people living in the GTA. The industry… Provides about 3.5 million people in […]

Life Insurance Underwriting

Underwriting is the process that insurance companies use to determine the risk profile of the applicant, whether or not the policy will be approved, and what the premium will be. The life insurance underwriter has many factors to consider before an offer to insure an applicant is made.  Some of the considerations are… –          The […]

Life Insurance for High Risk People

High risk life insurance is for people who engage in hazardous activities or have a serious health condition.  There are several activities that are considered “risky” by an insurance company… scuba diving (to certain depths), certain extreme sports (motorsports, heli-skiing, back-country skiing), commercial fisherman, logger, or pilot, skydiver, mountaineering, bungee jumping, etc… There are a […]

Life Insurance for Seniors

When we reach the age of “only” 50 we may start to find it difficult to get approved for life insurance.  For many of us there is considerably less of an insurance need but we might be concerned about not leaving a financial burden for things like funeral costs, or helping your beneficiaries cover any […]

Getting Reliable Life Insurance

Getting life insurance that you can rely on may seem like an oxymoron to many Canadians.  Can you breathe easy knowing that your policy will definitely protect your loved ones?  Or will they have to fight tooth and nail to process a claim in their most trying of circumstances? Firstly, ensure that you have an […]

Why Being Independent is Important

Having an independent advisor for life insurance is the foundation to a solid insurance portfolio. An independent insurance advisor is able to deal with multiple companies and find the best life insurance solution for every client. Rather than focusing on the products of one insurance company – an independent advisor provides the consumer with a […]